Calculadora Actuarial y Financiera
Herramientas informativas para la simulación de primas, reservas matemáticas y análisis de supervivencia.
About this Actuarial Tool
This online calculator is an informative and educational resource designed for students, academics, and those interested in understanding the mechanics of financial and actuarial mathematics. It allows you to simulate projections and understand how insurance variables work.
Simulation Capabilities
- Annuities: Informative estimation of life, temporary, and immediate annuities.
- Insurance Mechanics: Visualization of how premiums and mathematical reserves are calculated.
- Usufruct & Bare Ownership: Indicative calculation of asset value breakdown.
Data and Tables
- Biometric Tables: Use of static and dynamic tables (such as PASEM2020 or PER2020) for analysis purposes.
- Probabilities: Exploration of survival curves ($_{t}p_{x}$) and mortality.
Disclaimer: The results provided by this tool are for informational purposes only and do not constitute binding financial or actuarial advice.